A Quick Comparison Of The Best Legal Insurance In Greece

The following are some of the best insurance companies in Greece which you can choose from:

  1. Kyriakides Georgopoulos Law Firm  – The website is user-friendly, and you can make an account and choose from the options available. They have customer support available as well.
  2. ARAG – Simple to navigate through, and they offer multiple languages, including English, so you can find the information you need without much trouble.
  3. DAS – One of the biggest and oldest insurance companies with excellent customer care available. All you have to do is get in touch with them to explain your need for legal insurance, and they will help you out. The process is quick and easy.

What Is Legal Insurance?

If you are sued or decide to file a lawsuit, legal insurance will shield you from the hefty costs of court and attorneys’ fees. It helps you address common issues like wills, transferring property, or buying a new one.

Why Should I Buy Legal Insurance In Greece?

Legal insurance should not be at the top of your priority list. Health insurance and personal liability coverage are also important. However, many Greek nationals also have legal insurance, so you should consider it.

As a new resident of Greece, many things might need to be clarified for you, and mistakes will be made. You may not think they are a big deal, but you might get sued over them. Legal insurance comes into play here, you need protection against these types of matters, and your insurance can help you with this.

When you move to Greece, you may have looked at their laws, and there is a good chance that you may have missed some important ones that cause an issue.

Not saying that the Greek nationals or the government will intentionally drag you down, considering you’re new here, but if anything happens, it is best to stay safe. Things like landlord issues, contract breaches, a conflict between neighbors, and more can lead to a court case which will be a headache in your life and cause you much trouble.

You may consider Greece to be an amiable country, not saying that it isn’t, but still, any issue can scale up and turn out to be a thorn in your side and cause you problems that you weren’t seeking in the first place.

You can consult online for free legal advice if you don’t have an insurance plan by going to pathlegal.com, where you can fill out a form with your issue, and you will be answered. The website is in English, so it will be easy for you to navigate through, and the reply will also be in your preferred language.

What Does Legal Insurance In Greece Cover?

Legal insurance covers different areas from which you can choose the ones you prefer. The common types are:

  1. Insurance against damages: some of the leading financial risks a person can be involved in are cases of house fires, accidents, and legal suits for wrongdoings. By having insurance, the uncertainty of loss can be reduced.
  2. Insurance of a person: When someone is injured or has a risk of death, insurance also covers that. Obviously, you can’t put a price on human life, which is why the amount is not fixed. The person buying it can name someone as their beneficiary as well.
  3. Insurance of liability of damage: this provides protection against claims resulting from injuries and damage to other people or property. Liability insurance policies cover any legal costs and payouts the insured party is responsible for if they are found legally liable.
  4. Professional liability insurance: This includes claims such as being fired without reason, denial of sick/vacation leaves, denied being paid, and more. This helps protect you from the claims if you’re in the right.

These insurances may come in packages or separately as add-ons in an insurance plan.

Best Legal Insurance In Greece 1

What Does Legal Insurance Not Cover?

Legal insurance won’t cover the charges if the amount in dispute is less than the minimum value stated in your insurance agreement. However, the insurance provider typically still offers legal advice. Legal insurance typically includes a coverage cap, and if the amount in question exceeds it, the insurer will only pay a fraction of the costs of the case in relation to the covered amount in question. It would help if you met the remaining costs. When the total sum in dispute surpasses a certain threshold, the insurance may occasionally decide not to pay anything. Legal insurance does not provide coverage for fines and penalties. The same is true for any damages you incur as a result of breaking the law. Legal insurance will typically pay the bail necessary to keep you out of jail until your trial. This advance is subject to repayment at a later time. 

On the other hand, legal insurance frequently provides coverage for legal action taken to lower fines. Speeding is one example of a deliberate offense not covered by legal insurance. Many insurance contracts expressly state the top speeds at which speeding infractions are not covered. You are exempt if you are found not guilty. Some legal insurance companies will pay for the first hour of your session, even for willful offenses, but they charge you back if you are proven guilty. Long lists of additional exclusions connected to intentional violations are included with legal motor insurance. These include the use of numerous different drugs and alcohol while driving. Excluded from coverage are driving without a valid driver’s license, proper license plates, and any required insurance and engaging in illegal motorsports. 

Typically, insurance does not cover the expense of medical evaluations and tests related to diagnosing substance usage. This holds, for instance, when a court orders blood tests. Exams necessary to determine your ability to drive are frequently explicitly excluded. Insurance typically does not cover legal costs stemming from active involvement in altercations and physical attacks. In rare circumstances, this exclusion may even include libel. Legal insurance often does not cover disputes involving the investment of assets. You won’t be able to rely on your insurance to pay for a lawsuit against your asset manager, for instance, if you think they made poor financial decisions with your money or offered you inappropriate advice. 

Legal actions involving speculation or wagering are typically also expressly disallowed. Many insurance deals need to cover the legal ramifications of real estate transactions. Some insurers provide real estate riders as an optional add-on for personal legal insurance. Legal disputes with members of your own family and those covered by your insurance policy are expressly excluded by many legal insurance plans. In these situations, some insurers only cover the primary policyholder and exclude other policyholders. Therefore, if you were the one to sign the contract, you might be protected. 

Even if your insurance covers family conflicts, you cannot be covered if you are a covered individual under a family policy but not the primary policyholder. For instance, in a divorce involving a couple who jointly own a family legal insurance policy, the insurance would typically only pay for the legal costs of the spouse who signed the insurance agreement.

How Much Does A Lawyer Cost In Greece?

There is no fixed amount that a lawyer will charge. It all depends on what the issue is and how much expenses are attached to the said issue. You may bring up a minor injury or an accident case, which would have a different rate than a major property issue, or you have to sue someone.

Which Is The Best Legal Insurance In Greece?

Legal insurance became a thing in Greece in the 1970s. The following are what we consider to be the top three legal insurance companies, given the benefits you receive when signing up with them:

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Kyriakides Georgopoulos Law Firm

Kyriakos Kyriakides opened up his law firm in 1930 in Athen to provide law services to the community there. It was a demanding task for new corporations at the time, but it was essential. In 1979 it became a partnership and has provided legal expertise in more than 20 different fields. These include:

  • Art law
  • Agency distribution and franchising
  • Banking and finance capital markets
  • Competition and antitrust
  • Corporate and commercial
  • Data protection and privacy
  • Employment, pensions, and benefits
  • Insurance 
  • Intellectual property
  • Internet and e-commerce
  • Mergers and accusations
  • Litigation and arbitration
  • Public law
  • Project Finance
  • Eu regulatory and compliance
  • Restructuring and insolvency
  • Tax
  • White collar crime

They offer health, life, employee benefits, and legal insurance. Konstantinos Issaias heads the insurance team. 



In 1972, ARAG started as a legal insurance company in Athens. After their success, they opened up branches in Thessaloniki and Patras. The first product they launched was a policy designed for the automotive and mobility segment, which was released in 1980. Then they also offered products for families and small businesses. By this time, legal insurance had become more widespread; thus, their products were more popular. 

Being one of the pioneers of legal insurance facilities, many people prefer them over other firms. Public employees like firefighters and police officers truly appreciate these services. They are custom tailored according to the needs of the client. Other set services include Automobile, Family, and cyber security protection. 



DAS has been providing legal services for more than 40 years. It arrived in Greece in the 1950s. They have more than 7 million customers to date. They work to make legal expense awareness more common in the whole industry. 

Family legal expenses insurance includes protection against problems at work, your home against lawsuits, your consumer rights, personal injury that wasn’t your fault, cover for legal costs, telephone legal advice, and legal document drafting. 

What Won’t Be Covered?

  • Issues that started before the policy started
  • Legal costs paid before your claim gets accepted
  • Claims that lack chances of success
  • Anything the policy does not cover

Commercial legal expenses insurance is suitable for SMEs with a small staff who need legal experts. This helps companies to sort out any issues that require legal advice before the situation gets out of hand. If the problem gets out of hand, DAS will also represent you legally and cover the legal costs. 

What Is Covered?

  • Employment disputes
  • Compensation awards
  • Legal defense
  • Property protection
  • Bodily injury
  • Tax protection

What Is Not Covered?

  • Issues that started before you got the policy
  • Legal costs paid before the claim is accepted
  • Civil claims where the chances of success are below 51%
  • Anything not included in terms of the policy


This is all the information you need to know what legal insurance is and what companies offer it best. Some companies offer services in Greek, so be sure to check this before you opt for any of those if you are still getting familiar with the language. Each of the companies mentioned above has its own advantages. DAS is one of the oldest legal insurance companies, along with ARKG, so these two are the most trustworthy options.